November 20, 2007

Say It Ain’t So…

Filed under: PayPal — Administrator @ 10:31 pm

How to Turn Tragedy into Opportunity By Jason Mangrum

I couldn’t believe it.

They closed my Paypal account.

I’ve been using them for years.

It’s near the holidays, and they locked it up with all my money. I was at Madison Square Garden with my wife Skye and our friend Michelle to see Dane Cook (he was hilarious) and was informed by a puzzled cashier as he handed me back my debit card with a slightly raised eyebrow, that I was declined. So, I called them to fix it.

After about a 2 minute wait, the guy on the other end said, “Ah dude, I don’t know how to tell you this, but your account has been closed, umm… permanently. I’m sorry.”

I almost fell over.

I’m a full-time entrepreneur “stay-at-home” type of guy with a family and a big house.

“This can’t be happening!” the ego shouted.

“I left all my money Paypal!”

I’m not going to tell you how much.

But it was enough to strike a pang of fear through my heart, which had now begun to sink slowly into the bottom of my chest.

“Tell me what I can do to fix it.” I muttered.

He returned, “…hang on a sec.”

I’ve brought in over $33,898 into my Paypal account within a hundred and twenty days of promoting Passport to Wealth, and wasn’t too interested in spending my time and energy on much else.

That is, with a few special… unique, exceptions.

I’m also the Top Secret Copywriter. (see www.topsecretcopywriter.com)

I have developed the ability to create money out of thin-air through marketing and manifesting.

But all my money was in Paypal.

He gave me an email address of someone I could contact about possibly getting my account lifted.

There’s an AUP (Acceptable Use Policy) address they’ll give you if you treat them with respect.

The moment we got home I ran to my downstairs office, threw myself at the computer and began to write.

It was near the holidays… they had to respond.

“I’m just a human being like them, I’ll appeal to their more personal side, and they’ll at least let me get my money out of there… for sure. I can do that.”

The thought began its descent into my reality.

Consciously, I was an emotional train wreck.

Visions of sudden doom for my family, our home business and our income flooded every corner of my mind. I almost “wanted” to feel bad about the whole experience.

It was a shock to the nervous system.

Sometimes, when you’re right in the middle of what’s going on, you forget to practice what you’ve learned.

I forgot to focus on the lesson.

It was trying to get my attention, and I wasn’t listening.

So, it tried harder.

A few hours after I fired off my personal email to Paypal, I received a personal reply in a robotic sense, officially apologizing for the inconvenience, but stating firmly that my account was closed for violating the Terms of Agreement which was clearly against MLM, ponzi schemes, pyramids and “get rich quick” schemes of any kind.

But I don’t promote an MLM, I promote Passport to Wealth, and it’s not an MLM. It says so, right in the video.

Regardless, they put a hold on my funds for 180 days and told me to have a nice day. I was manifesting the end of my rope. I had asked for an appeal, and they said no.

I wanted to sue them and get even. They ruined Christmas.

There’s that ego again.

I was left with no choice but to surrender to a higher power.

I decided to turn inward.

Within 30 minutes of meditating, clearing and energizing my light body using Falun Dafa, I gained the lesson. The “ah hah” moment hit me like a bolt of lightening… equally as jarring as the previous, less positive encounter.

I manifested this to make more money.

Many people don’t use Paypal, and the search engines are quickly filling up with anti-Paypal sites all over the place.

There are some horror stories from ex-Paypal users that put mine to shame. My friend Carlos Garcia lost almost $200,000 when Paypal shut him down and froze his funds overnight.

Recently, a new, more widely trusted source has emerged.

In fact, unlike Paypal they’re a household name. Google.

Google Checkout is a new rival to Paypal.

Billions of people search Google every day, versus Paypal’s few million users. That’s a bigger difference than it seems.

People trust Google more than they trust Paypal.

Google will increase sales.

Their Adwords program works seamlessly with Checkout.

In fact, my friend Chris McNeeny just released a video revealing his $1.67 million dollar ClickBank account to prepare the world for his launch of the Google Assassin. (see jasonmangrum.com/google-assassin.html)

There’s a lot of money to be made using Google.

Paypal is cracking down on any program or business that promotes the idea of being able to make money. They label it as “get rich quick” or MLM and freeze your account.

It doesn’t matter if it’s a genuine and legitimate business selling access to $75,000+ in products and software with Master Resale and Private Label Rights for $997, to them it’s a scheme and violates their Acceptable Use Policy.

Google doesn’t see it that way.

They’re not perfect, but they’re better for sales.

My best advice would be to remove Paypal immediately if your business promotes the idea that one can make money.

Too much can be taken away from you overnight.

Now back to the lesson…

I finally listened.

As a result of learning the lesson and paying attention to the universal clues surrounding the entire situation telling me Paypal was bad for my business — and I could increase my sales beyond anything I’ve experienced before using Google Checkout to accept all major credit cards, I received another email from them.

This time it was a canned response. But it told me that my funds were now available for withdrawal. A miracle.

I promptly logged into Paypal and began the transfer to my bank account. In 3-4 business days, I’ll have money again.

They were kind and generous enough to lift the hold long enough for me to send the money to my bank account.

I appreciate them. They were an integral part of my choice to manifest more money through my online business.

And now, I can use the resources I have readily available, to turn this tragedy into opportunity and help other people by telling my story. They don’t happen without challenges.

Every obstacle or problem is a challenge to give you the opportunity to turn lead into gold. If you don’t listen, it will try harder to get your attention.

If you refuse the lesson, you are doomed to repeat it as many times as necessary to get your full attention.

Just look for the clues.

The lessons are there to help you know yourself.

Looking back, I can see my reactions both inner and outer, that caused these manifestations to occur.

Had I been mindful of the lesson at the time of experiencing it, I could have avoided the severity of what happened all together.

But the moment the lesson is realized, you get relief.

This didn’t just happen so I could increase my sales, I also learned that self-control while in the moment manifests a better, more positive and all-around easier projected experience. The outer reflects the inner.

And now, I have a whole new arsenal of tools from Chris and his “Google Assassin” to make more money than ever before, and have it deposited from Google, straight into my bank.

I hope this article helps you.

In every moment, you can turn tragedy into opportunity.

Remember, you must smile in the mirror first, before your reflection smiles back. But the change is instantaneous.

Feel free to pass on this article everyone you know. Place it on your web site, in emails or on your blog. Let as many people see this article as possible to protect themselves and avoid having to learn this lesson the hard way, like I did.

May your journey be filled with blessings beyond compare.

Jason Mangrum is a 26 year old, full time stay-at-home entrepreneur from Long Island, New York with over 7 years of marketing experience under his belt. He specializes in copywriting and teaching small to large business owners ways to increase their current income through more traffic, more products and converting more visitors to buyers. See www.997ChangesYourLife.com for his automated marketing system for Passport to Wealth and get $75,000+ in Master Resale Rights

August 20, 2006

Another One Bites The Dust…

Filed under: PayPal — Administrator @ 8:35 pm

Another reputable Internet marketer bites the dust. Yep, PayPal has taken down yet another marketer (Edmund Loh) who has done nothing wrong. You can say all you want, but selling and reselling products is NOT MLM and it’s NOT wrong.

Here’s the scoop from Edmund Loh…

The first time my PayPal account was limited (which was only a week ago or so), the reason given was that I’m involved in MLM/Pyramid/Matrix which obviously, isn’t true. I emailed PayPal to clarify further (since it’s not true) but they were more intent on me removing references to PayPal (buttons, logos, etc.) on my site. They must’ve thought that they’ve already given their reason by sending that notification.

Anyway, I reluctantly did so especially if I wanted to have my account limitation lifted off and it was done in just hours. My account was all fine for a while then.

A few days later, I received a feedback form from PayPal and so I wrote down my experience with the unjust accusation.

Now, I received another limited access notification on my account, given the same reasons again. Note that by now, you cannot find any references to PayPal on my website’s index and member login pages.

I phone PayPal, and the staff told me I should email them at aup [at] paypal.com. I did just that, as instructed, but since I wanted to solve this a.s.a.p. and real-time, I phoned them the second time (yes, it’s costly calling from this part of the world) and request to do a site review and resolve this real-time, since earlier I mentioned that the reasons for account limitation were merely unjust.

The staff said that she had no authority to do so, and it’s only up to the AUP (Acceptable Use Policy) staff to do just that. I asked to be forwarded to them, but she went on to say that they don’t accept phone calls. I think it’s odd, but then - do I have any other options?

I hope this can be saved because I strongly believe my account is limited for the wrong reasons - twice and I wasn’t entertained on further questioning as they thought the first email (the notification that mentions I’m running MLM/Pyramid/Matrix,GRQ,etc.) would suffice.

There’s an ongoing discussion over at www.warriorforum.com/forum/topic.asp?TOPIC_ID=101324

This is why this blog is here… To warn everyone about PayPal. When they shut me down over a year ago, everyone figured it was because I HAD done something wrong. Simply not the case and many others are having to go through all this now…

Liz

March 6, 2006

Another Reason To Just Say NO To PayPal!

Filed under: PayPal — Administrator @ 9:25 pm

The greedy beast is at it again… I have such a hate for PayPal since Ebay got involved and now it looks as though Ebay/PayPal are becoming the greedy beasts of the Internet…

Take a look at this post on www.gripe2ed.com/scoop/story/2006/3/6/8326/75161

When are we all just going to say NO to PayPal?

There are so many alternatives out there now, that we shouldn’t build PayPal for them!

February 12, 2006

I would LOVE to see Google Kick PayPal In The Teeth!

Filed under: PayPal — Administrator @ 6:09 pm

I saw something today that really got me excited. It seems there MIGHT be some BIG competition to PayPal coming from Google.com.

So far no one has been able to compete with PayPal. As bad as they totally suck there are worse companies out there like PayPal, but if Google.com jumped in the ring I think they would be more likely than anyone to take away from the PayPal monopoly!

Here’s the full story from the WSJ: online.wsj.com/public/article/SB113918924045565647-jtBYW5A_4ZI6WZiwUaUJNSbVAQI_20070206.html

Keep your fingers crossed and your eyes open! Hopefully PayPal will get what they have coming!

January 23, 2006

PayPal is picking on YOU!

Filed under: PayPal — Administrator @ 6:55 pm

I’ve always said that PayPal picks people at random to enforce their rules on. Meaning not everyone has to play by the same rules.

For instance, when PayPal shut my account down they claimed it was because I was selling products with resale rights. Well I didn’t realize that was considered multi level. Heck thousands of people do it online each and every day. It’s not multi level either. You simply buy a product and you too can sell it. If that was multi level anyone who buys a product and resells it is considered multi level.

Seems that PayPal is doing it again…

Today I was reading on one of my favorite sites (AuctionBytes.com) and it seems Ebay users are having the same problems. Read the comment at the top of this page auctionbytes.com/cab/abu/y206/m01/abu0159/s08

If you’re selling products and using PayPal as a payment processor, I suggest you have a back up because they’ll be shutting your account down also!

January 12, 2006

A real PayPal shocker…

Filed under: PayPal — Administrator @ 10:23 pm

My question is why are people so shocked about all the PayPal. com problems? It’s reported everywhere online that PayPal. com cares nothing about their customers. Read the story below… A spokeswoman for PayPal. com is quoted as saying… “It’s not a systemwide issue”

So for the people who have to go through PayPal hell it’s not a big deal until everyone has to go through it? Come on people….

Some PayPal users complain of tax records delayBy Greg Sandoval, CNETNews.com
Published on ZDNet News: January 12, 2006, 3:10 PM PT

Just two weeks before they are supposed to file business taxes for 2005, some eBay sellers based in California say they are being prevented from downloading transaction records needed to complete their filings.

According to numerous postings on message boards on PayPal and parent company eBay, some eBay sellers who tried to download their transaction history for the year received an error message or a notice that told them to try again later.

“I have not been able to download any Paypal history for Jan ‘05 all the way up to Sept ‘05,” said one post on eBay’s message board. “I am trying one month at a time.”

This was making some eBay sellers in California antsy on Thursday as the state’s deadline for sales tax is Jan. 31, giving them two weeks to prepare their filings.

Sara Bettencourt, a PayPal spokeswoman, acknowledged that the company had received calls about the issue but that it was an isolated problem that affected only a small number of customers. PayPal is far and away the most popular electronic payment method for online auctions.

“It’s not a systemwide issue,” Bettencourt said. When asked why there appeared to be dozens of people complaining about the problem, she noted that PayPal has 87 million customer accounts and that this would equal only a tiny fraction of the company’s customer base. She said the company’s technicians would help “walk them through the solution” on an individual basis.

Frustrating many of the sellers who have failed to download their transaction history is that they say PayPal representatives have continually told them that the problem is fixed. But when they try to download the information needed, very little or nothing is available, the sellers say.

“I have called and have talked with over a dozen different people,” said one eBay seller on the auction site’s message board. “I have also e-mailed numerous times, and even though they reply daily telling me, ‘It is now fixed and you can download your history,’ here I sit again tonight and it doesn’t work.”

Bettencourt said that some customers were also experiencing problems accessing their Recent Activity section, which is a history of their recent transactions. She said that the company expected technicians to repair the problem by Thursday evening.

In September, PayPal suffered a glitch that caused duplicate debit card withdrawals and deposits on some customer accounts. In October 2004, a bug in the company’s software locked some customers out of their accounts. The site suffered several days of intermittent performance.

Source: news.zdnet.com/2100-9588_22-6026644.html

December 29, 2005

Free Report - PayPal Hell

Filed under: PayPal Hell - Free Report — Administrator @ 9:54 pm

Here’s where you can get your hands on the free report “PayPal Hell”.

This report takes you through the hell that PayPal has put me through twice in 2005. Ignore these warnings and your business could go straight to PayPal hell!

Learn how to fight back against PayPal, what you can do to keep PayPal from shutting you down, and what other payment processors are better than PayPal!

You can get this report by clicking on the download link below…

The PayPal Hell Report

Note: Once you download this report, you can read the “Customize” file in the download and customize it with your own information! Give your customers good useful content like this report and you will have lifetime customers!

Download Instructions:

Click on the underlined link above with your RIGHT mouse button and you will see a menu
like the one to the right open up.

In Internet Explorer Choose “Save Target As” and download the file to your desktop (in Netscape you choose “Save Link As”). Once you select the “save target as” or “save link as” entry, a download screen will appear asking you where you want to save the file to on your computer.

The download screen will appear like this…

You should save the files to your Desktop or another folder you can easily find.

The above download is in .zip format. Winzip compresses files for quicker download. Most computers already have WinZip on them. If yours does not, you can download if for free at: www.winzip.com Once you download the zipped file to your computer, use winzip to unzip it. (This is a VERY simple process.)

Once unzipped the ebook is in .pdf format. You will need Adobe Acrobat Reader to view the ebook. Most computers also come with Adobe Acrobat Reader. If yours does not, you can go to www.adobe.com/products/acrobat/readstep2.html and download it for free.

College Student Sues Auction Site eBay and Online Payment Site PayPal

Filed under: PayPal — Administrator @ 9:14 pm

Hayden Barnes, of Warren Wilson College in Asheville, NC filed suit on Tuesday in United States District Court Western District of North Carolina against Internet auction site eBay, Inc. and it’s subsidiary Internet payment site, PayPal, Inc. alleging the companies encourage users of the service to sell and ship items internationally without warning customers it disqualifies them from PayPal’s money-back Seller Protection Policy.

Asheville, NC (PRWEB) April 28, 2005 — Hayden Barnes, of Warren Wilson College in Asheville, NC filed suit on Tuesday in United States District Court Western District of North Carolina against Internet auction site eBay, Inc. and it’s subsidiary Internet payment site, PayPal, Inc. alleging the companies encourage users of the service to sell and ship items internationally without warning customers it disqualifies them from PayPal’s money-back Seller Protection Policy.

The suit stems from a dispute between Barnes and PayPal, Inc which began on April 20th, 2005 when PayPal notified Barnes an item he sold on eBay, paid for via PayPal was purchased with a stolen credit card. The funds in Barnes’ account were placed on hold and later reversed. Barnes had already shipped the item to Russia, leaving him no recourse. Barnes claims he had no warning he would not qualify for PayPal’s Seller Protection Policy. He claims that as users list their items for sale, eBay actively encourages them to make their item available for sale internationally and to list their item with “gift services”, one of which is shipping to an address other than the billing address on the buyer’s credit card. That is what Barnes did when he was approached by “Kathleen” who posed herself as an American employee of a computer reseller in Russia, who requested Barnes ship the item there. Little did he know “Kathleen” was a scammer who, as Barnes later discovered, had stolen the credit card information of an senior citizen from St. Charles, MO and shipped the item to himself in Saratov, Russia. The suit seeks reinstatement of the funds reversed from his PayPal account plus court fees.

Earlier this month a similar class-action lawsuit was brought against eBay, Inc and PayPal, Inc. by eleven customers who sought restitution for PayPal’s failure to honor it’s Buyer Protection Policy. Thousands of other PayPal “horror stories” including many similar to Barnes’ as well as additional information on other suits brought against PayPal and eBay, can be found online at www.paypalsucks.com

Case Facts:

Case 1:05CV92
Filed April 26, 2005
Assigned to U.S. Magistrate Judge: The Honorable Judge Dennis L. Howell Barnes is filing his case acting as his own attorney

Copies of the filing, about 60 pages including attachments, are available by contacting Barnes at the email address or phone number above.

According to Peter Kang of Forbes Magazine:

eBay shares are down 44% this year.
PayPal fees accounted for 21% of eBay’s 2004 revenue.
PayPal was the payment method of choice for 74% of eBay auctions in 2004.PayPal recently announced merchant charge hikes of over 60%

Biographical Information on Thomas H Barnes:
Thomas H. Barnes is a 20-year-old sophomore at Warren Wilson College, a small liberal arts college outside of Asheville, NC. He attends night classes to earn his EMT (Emergency Medical Technician) certification and is an active volunteer firefighter at the Swannanoa Volunteer Fire Department. Barnes is transferring to Western Carolina University, in Cullowhee, NC in the Fall to pursue a degree in Emergency Management. Barnes has no formal legal training, other than being active in Mock Trial in high school.

Source: www.prweb.com/releases/2005/4/prweb233939.htm

Your Comments Are Welcomed!

Filed under: Comments From Visitors — Administrator @ 9:10 pm

Feel free to leave your comments about PayPal in this section. All you have to do is click on the comments button at the bottom of this post.

Your feedback is what keeps this site going, and we appreciate each and every one of who you has posted to this blog, provided us with useful information in our fight against PayPal, and for all the support!

I couldn’t survived the “PayPal Hell” without each and every one of you!!

Liz

December 19, 2005

Watch the “PayPal Hell” cycle start…

Filed under: PayPal — Administrator @ 2:49 pm

For those of you selling digital products through Ebay and using PayPal for taking payments, you better sit up and take notice! Your business is in danger!!

This week eBay announced new requirements for sellers who list digital products like ebooks, songs, recipes and other downloadable goodies.

(PRWEB) December 18, 2005 — Acknowledging higher demand for digitally delivered products, Mara Holian, from eBay’s Product Marketing team said that eBay is tightening the rules for egoods in an effort to “improve the way these items are bought and sold on eBay”.

Sellers will now be required to identify digital items during the listing process and provide additional information about each product.

Listings for digital products will now include:

*System Requirements.
*File Size.
*File Format.
*Details about any additional software that may be required to use the digital product, such as Adobe Acrobat Reader for .pdf files.

I know what you’re thinking: “Shouldn’t the listings already contain this info?”

Of course. But, have you ever browsed auctions for an ebook? Some sellers in fact, do not make this basic information prominent in their listings. Buyers will now find the relevant info in the same place and format in every listing, instead of it being scattered about or omitted altogether.

According to eBay’s site, sellers of digital goods are now required to use a “PayPal Verified Premier” or “Verified Business” account or eBay’s “Checkout Redirect functionality” in order to collect payments.

Does this mean that you can’t sell digital products unless you use PayPal or set up complicated software using eBay’s API?

Probably not. Third-party services may still be an option.

An inquiry to one of the largest auction checkout & payment services, Andale, was not immediately answered. But they, and others, are likely to make updates which include this new, required functionality.

eBay also said that buyers will no longer see “unnecessary information, such as shipping costs”. Which leads one to believe that the days of a 99 cent ebook with $12 in “shipping and handling” charges are gone.

Some sellers have been known to list digital items with unnecessary charges like these, and many buyers, in their enthusiasm to purchase one of these products, overlook these fees only to be disappointed upon checkout.

In addition, sellers will now be required to state that they are “legally authorized” to sell the product.

Research shows that everything downloadable: ebooks, mp3 songs, whole music CDs, even movies, are being offered as illegal downloads via online auction services.

While the legitimate online auction marketplaces police these types of listings and remove them promptly when they are reported or noticed, occasionally an item may slip through leaving those involved open to legal action by the copyright owner.

So, will eBay’s new policy have the effect of eliminating piracy on the auction site?

Don’t bet the farm.

Often, sellers mistakenly believe that they have purchased “resale rights” to the digital products they’re offering for sale. So naturally, they will agree that they have the “legal” authority to re-sell the product.

Many egoods do not contain a copyright notice or resale agreement.

An inexperienced or hasty ebook publisher may unintentionally omit the information or a “pirate” may have removed or edited the author’s copyright/resale notice.

While the new guidelines are certainly not a foolproof solution to digital piracy, eBay should be commended for taking a step in the right direction.

For more information on eBay’s new digital goods requirements, see: pages.ebay.com/choosingformats/digitalitems/faqs/

Mike Nalbone is the publisher of “The Essential eBay Seller’s Guide” which is a free, complete e-course that gives those who wish to sell successfully on eBay a great head-start. For more information, or to sign-up, visit: www.thewholesaledetective.com/ecourse.html

Source: www.prweb.com/releases/2005/12/prweb323828.htm